Car Insurance in the Red Oak Area

Unexpected accidents, injuries, hit-and-runs, and theft can catch you off-guard. Keep your car insured should anything unexpected occur. United Group Insurance provides auto insurance to customers in Red Oak, Stanton, Malvern, and Essex Iowa communities. Get A Quote

Drivers throughout Southwest Iowa trust United Group Insurance to help them shop auto insurance. Call us at 712-623-5555 to request your free quote!
 

Common Auto Insurance Questions

What is auto insurance?

Car wrecks, accident lawsuits, vehicle theft, fires, and other unexpected vehicle damage could arise at any time. When they do, the results could prove costly. You might have to settle damage costs, have repairs made, or even look for an entirely new vehicle. 

It’s only natural to worry whether you will be able to bear the costs of your recovery in these instances. Qualified policies may be customized to provide financial assistance following some vehicle hazards. 

What Does Auto Insurance Cover?

Auto insurance policies generally provide a standard set of benefits, though each plan’s details depend on the carrier. Necessary benefits may include:

• Liability insurance: When an accident is deemed your fault, this coverage may help you pay for the damage you do to others (such as other drivers) who weren’t in the car with you.

• Bodily injury liability coverage: may pay for third-party medical bills and sometimes for death benefits.
• Property damage liability coverage: This may pay for damage to the other party’s property.
• Collision insurance: This may cover damage to your own vehicle sustained in a wreck.
• Comprehensive insurance: This coverage may pay for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism, or similar accidents.
• Medical payments coverage/Personal Injury Protection: If you get hurt in an accident, this coverage may pay for medical bills. It sometimes will cover other losses, like lost income.
• Uninsured/underinsured motorist insurance: This coverage may insure you in part against damage caused by someone else who doesn’t have appropriate liability coverage. 

Ask us about:

• Roadside assistance
• Rental car reimbursement
• Custom parts coverage
• Replacement cost vehicle coverage
• Vanishing deductibles
• Gap insurance

What Will My Policy Cost?

We have policies available at a variety of price points from a large network of trusted carriers like Auto Owners Insurance, Progressive, North Star Mutual, Nationwide and others!

Our insurance agents are drivers too, and we know that you want value out of your chosen coverage. We’ll give you the same service we’d want someone to give us, so that you can hit the road knowing you chose well for your vehicle and the drivers on your policy! 

Car insurance may help reduce or cover property damage costs, replacement parts for your car as the result of an accident. Talk to an insurance agent at United Group Insurance in Red Oak to find out what policies are appropriate for you.